The Medicare Donut Hole is the Part D coverage gap where beneficiaries historically paid more for prescriptions. Learn how the Inflation Reduction Act's $2,000 out-of-pocket cap has changed the donut hole starting in 2025.
The Part D late enrollment penalty adds a permanent surcharge to your premiums if you go without creditable drug coverage. Learn how it's calculated, when it applies, and what you can do to avoid it.